Yearly costs
One set-aside plan per calendar year for rates, rego, insurance and the other lumpy bills. It does not pay them.
Where to find it
On the dashboard, Start a yearly costs plan. Also under Plans, next to Christmas. The page works when Build & renovate is off.
Yearly costs is one plan per household for the calendar year. Home insurance, rates, rego, school fees and the like. The dashboard button is Start a yearly costs plan. Plans sits it next to Christmas.
- Press Start a yearly costs plan. A view-only person can look once someone else has started it. They cannot start it.
- Add a cost: name, a month or a specific date, and an amount, then press Add. The amount is what is still to cover. Jarful divides it by the weeks left, or by the pay fortnights left, until that due month. The line under the form says the amount is divided across the pay cycles left until that month.
- If a suggestion is offered, press Add on the ones you want. A suggestion from a bill, an insurance policy or a yearly subscription is labelled From your bills, From your insurance, or From your subscriptions. Add that instead of typing the same cost again. The plan stores a link. It does not create a second bill.
- Edit the name, the month or the amount on the row, or press Remove. A linked row shows a Linked chip. An estimate shows an Estimate chip.
The pace on a row is the set-aside per week or per fortnight until the due date. Set aside on the chip means it is covered. It still does not move the money.
What this does not do
Jarful does not pay the bill and does not transfer the money. Last year shows only as a labelled estimate, and only when transactions actually reach 1 January of that year. The page says “Last year isn’t covered by the feed yet” when they do not. A bank feed keeps at most 365 days, so a full previous year is often missing. Jarful does not fill a number in. The plan is not a payment and not a bank transfer.
Related
Still stuck?
Email [email protected]. Say what you clicked and what you expected. Please don’t send account numbers, passwords or bank statements.
Jarful is a budgeting tool, not a financial adviser. Nothing on this page is financial advice.