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Mortgages and loans

Balances that move with repayments, a payoff date, interest still to pay, and a heads-up before a fixed rate ends.

Where to find it

Bills, then the Debts tab. The page title is Debts & mortgage. A month review also shows a short debts summary.

  1. Open Bills → Debts.
  2. Add the loan or confirm the one already created from a feed or a statement. The balance moves forward from the last confirmed figure using the repayments in your transactions.
  3. Read the payoff date and the interest still to pay. Both are projections from the numbers on the loan. They are not a bank offer.
  4. Put the fixed-rate end date on the loan. Needs attention flags it before that date.

Planned drawdowns, and what the repayment will rise to, belong with a build or renovation. They recalculate the repayment and flow into the forecast. See Build and renovate. If that module is off, drawdowns are not part of the everyday loan screen.

A feed, when one is on, can add loan entries. Disconnecting does not delete those entries unless you choose that in the disconnect question. The privacy policy is the detail.

What this does not do

Jarful does not pay the loan, change the repayment with the bank, or refinance anything. Interest still to pay is an estimate from the schedule you entered, not advice.

Related

Still stuck?

Email [email protected]. Say what you clicked and what you expected. Please don’t send account numbers, passwords or bank statements.

Jarful is a budgeting tool, not a financial adviser. Nothing on this page is financial advice.